SPANISH 21

Spanish 21 is an exciting variation of Blackjack which combines the classic game with more options, providing more fun and more ways to win. The game of Spanish 21 is played with Spanish decks, which consist of 48 cards: 2-9, J, Q, K, A. There are no “10” cards in the deck. All cards count as face value with Jacks, Queens and Kings counting as 10 and Aces counting as either 1 or 11.

The game is played in the same way as Blackjack with the following exceptions:

PLAYER'S BLACKJACK

A player’s Blackjack always beats a dealer’s Blackjack and winning wagers are paid at odds of 3 to 2.

PLAYERS TOTAL OF 21

A player’s Blackjack always beats a dealer’s total of 21, unless the player has 21 in more than two cards and the dealer has Blackjack. Winning player’s wagers are paid at odds of 1 to 1. There are certain player totals of 21 that will result in additional Spanish 21 payouts. (See Spanish 21 Payouts chart)

PAIR SPLITTING

Players may split cards of equal value including Aces up to 2 times for a total of 3 hands. Players may draw additional cards on a split hand, including Aces.  When a player doubles down on a split hand, they may only receive one additional card. Winning wagers are paid at odds of 1 to 1.

DOUBLE DOWN

Players may make an additional wager up to their original amount and draw only one additional card. Players can double down one time with two or more cards on any total under 21, including after splitting a pair. Winning wagers are paid at odds of 1 to 1. Player totals of 21 on a double down hand are not eligible for the additional Spanish 21 or Bonus payouts. 

DOUBLE DOWN RESCUE

After doubling, if the player hand is less than 21, they may rescue (take back) the doubled portion of their wager and forfeit the original wager. 

INSURANCE

If the dealer’s face up card is an Ace, the player may take insurance which is a separate wager up to one half of their original wager, prior to any additional cards being drawn on the round. In Spanish 21, a player can take insurance when they have a Blackjack, even though the Blackjack cannot lose.

SURRENDER

If the dealer does not have a Blackjack, a player may elect to discontinue play on their hand for a round by surrendering one half of their wager on the first two cards before any additional cards are drawn on their hand. If the dealer has Blackjack, the entire wager is lost.

RULES OF PLAY

Players are not permitted to touch or alter the cards in Spanish 21. Each player shall be responsible for the correct count of their hand.  No wager shall be made, increased or withdrawn after the first card of the respective round has been dealt.

MATCH THE DEALER

Prior to the first card being dealt for each round of play, players may bet that one or both of their initial two cards will match the dealer’s up card. A player who has placed a main wager may make an additional Match the Dealer wager on the designated area of the layout. It can be within the posted Match the Dealer minimum and maximum wagers but cannot be more than the player’s standard Spanish 21 wager. Insurance wagers do not apply to the Match the Dealer wager. A Match the Dealer wager shall have no bearing on any other wager made by a player.

Match the Dealer payouts on a 6 deck game: 

• 1 Non-Suited Match: 4 to 1
• 2 Non-Suited Matches: 8 to 1
• 1 Suited Match: 9 to 1
• 1 Non-Suited Match and 1 Suited Match: 13 to 1
• 2 Suited Matches: 18 to 1

SPANISH 21 Payouts:

• 5 Card 21: 3 to 2
• 6 Card 21: 2 to 1
• 7+ Card 21: 3 to 1
• 6-7-8 Mixed Suit: 3 to 2
• 6-7-8 Suited: 2 to 1
• 6-7-8 Spades: 3 to 1
• 7-7-7 Mixed Suit: 3 to 2
• 7-7-7 Suited: 2 to 1
• 7-7-7 Spades: 3 to 1

SUPER BONUS

If a player holds three 7’s of the same suit and the dealer’s up card is a 7, the player is paid an additional bonus amount depending on the amount of their original main wager. There is no additional wager needed to qualify for this bonus. A player cannot win the Super Bonus if the three 7’s are dealt in a split hand or as a double down card. Splitting or Doubling voids eligibility to win the Super Bonus.

• 7-7-7 Suited / Original Wager $5-$24.50: Wins $1,000
• 7-7-7 Suited / Original Wager $25+: Wins $5,000

ENVY BONUS 

If any player in each round of play qualifies for the Super Bonus, all other players at the table who placed a wager during that round of play shall also be paid an Envy Bonus in the amount of $50.00. There is no additional wager needed to qualify for this bonus.

Gambling Problem? Call 1-800-GAMBLER for help.